Credit reporting systems and the international economy / (Record no. 673346)

MARC details
000 -LEADER
fixed length control field 06833cam a2200805 a 4500
001 - CONTROL NUMBER
control field ocm52305557
003 - CONTROL NUMBER IDENTIFIER
control field OCoLC
005 - DATE AND TIME OF LATEST TRANSACTION
control field 20240829115700.0
006 - FIXED-LENGTH DATA ELEMENTS--ADDITIONAL MATERIAL CHARACTERISTICS
fixed length control field m d
007 - PHYSICAL DESCRIPTION FIXED FIELD--GENERAL INFORMATION
fixed length control field cr cn|||||||||
008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION
fixed length control field 030523s2003 maua obr 001 0 eng d
010 ## - LIBRARY OF CONGRESS CONTROL NUMBER
LC control number 2002026344
040 ## - CATALOGING SOURCE
Original cataloging agency N$T
Language of cataloging eng
Description conventions pn
Transcribing agency N$T
Modifying agency YDXCP
-- OCLCG
-- OCLCQ
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-- TUU
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016 7# - NATIONAL BIBLIOGRAPHIC AGENCY CONTROL NUMBER
Record control number 000023701965
Source AU
019 ## -
-- 532394992
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020 ## - INTERNATIONAL STANDARD BOOK NUMBER
International Standard Book Number 9780262279826
Qualifying information (electronic bk.)
020 ## - INTERNATIONAL STANDARD BOOK NUMBER
International Standard Book Number 0262279827
Qualifying information (electronic bk.)
020 ## - INTERNATIONAL STANDARD BOOK NUMBER
International Standard Book Number 0585448418
Qualifying information (electronic bk.)
020 ## - INTERNATIONAL STANDARD BOOK NUMBER
International Standard Book Number 9780585448411
Qualifying information (electronic bk.)
020 ## - INTERNATIONAL STANDARD BOOK NUMBER
Canceled/invalid ISBN 0262134225 (hc. : alk. paper)
035 ## - SYSTEM CONTROL NUMBER
System control number 81099
-- (N$T)
035 ## - SYSTEM CONTROL NUMBER
System control number (OCoLC)52305557
Canceled/invalid control number (OCoLC)532394992
-- (OCoLC)702105938
-- (OCoLC)793523149
-- (OCoLC)961649226
-- (OCoLC)962669942
-- (OCoLC)991905292
-- (OCoLC)1007378569
-- (OCoLC)1020518046
-- (OCoLC)1053285848
-- (OCoLC)1058017557
-- (OCoLC)1129146640
-- (OCoLC)1135406212
-- (OCoLC)1154841108
-- (OCoLC)1156839964
-- (OCoLC)1162358232
-- (OCoLC)1241791433
-- (OCoLC)1243591873
-- (OCoLC)1252730696
-- (OCoLC)1300599316
-- (OCoLC)1303367780
-- (OCoLC)1303417967
-- (OCoLC)1306547728
-- (OCoLC)1373107025
-- (OCoLC)1412762770
050 #4 - LIBRARY OF CONGRESS CALL NUMBER
Classification number HG3751.5
Item number .C73 2003eb
072 #7 - SUBJECT CATEGORY CODE
Subject category code BUS
Subject category code subdivision 027000
Source bisacsh
082 04 - DEWEY DECIMAL CLASSIFICATION NUMBER
Classification number 332.3
Edition number 21
049 ## - LOCAL HOLDINGS (OCLC)
Holding library MAIN
245 00 - TITLE STATEMENT
Title Credit reporting systems and the international economy /
Statement of responsibility, etc. edited by Margaret J. Miller.
260 ## - PUBLICATION, DISTRIBUTION, ETC. (IMPRINT)
Place of publication, distribution, etc. Cambridge, Mass. :
Name of publisher, distributor, etc. MIT Press,
Date of publication, distribution, etc. ©2003.
300 ## - PHYSICAL DESCRIPTION
Extent 1 online resource (xii, 453 pages) :
Other physical details illustrations
336 ## - CONTENT TYPE
Content type term text
Content type code txt
Source rdacontent
337 ## - MEDIA TYPE
Media type term computer
Media type code c
Source rdamedia
338 ## - CARRIER TYPE
Carrier type term online resource
Carrier type code cr
Source rdacarrier
500 ## - GENERAL NOTE
General note Many of the papers included here were first presented at the International Conference on Credit Reporting Systems, held in Miami, Florida in June 2000.--Acknowledgments.
504 ## - BIBLIOGRAPHY, ETC. NOTE
Bibliography, etc Includes bibliographical references and index.
588 0# - SOURCE OF DESCRIPTION NOTE
Source of description note Print version record.
505 0# - FORMATTED CONTENTS NOTE
Formatted contents note Credit reporting systems around the globe / Margaret J. Miller -- Public credit information / Tullio Jappelli and Marco Pagano -- Credit reporting agencies / Rowena Olegario -- Credit information and market performance / Kevin Cowan and Jose De Gregorio -- Private business information exchange in the United States / Jarl G. Kallberg and Gregory F. Udell -- The use of public credit registry information in the estimation of appropriate capital and provisioning requirements / Michael Falkenheim and Andrew Powell -- Relationship lending in the Argentine small business credit market / Allen N. Berger [and others] -- The value of comprehensive credit reports / John M. Barron and Michael Staten -- Privacy restrictions and the use of data at credit registries / Raphael W. Bostic and Paul S. Calem -- Segmentation and the use of information in Brazilian Credit markets / Armando Castelar Pinheiro and Alkimar Moura -- Regulation of personal data protection and of credit reporting firms / Rafael del Villar, Alejandro Diaz de Leon, and Johanna Gil Hubert.
520 1# - SUMMARY, ETC.
Summary, etc. "Credit reporting is a critical part of the financial system in most developed economies but is often weak or absent in developing countries. It addresses a fundamental problem of credit markets: asymmetric information between borrowers and lenders that can lead to adverse selection and moral hazard. The heart of a credit report is the record it provides of an individual's or a firm's payment history, which enables lenders to evaluate credit risk more accurately and lower loan processing time and costs. Credit reports also strengthen borrower discipline, since nonpayment with one institution results in sanctions with others."
520 8# - SUMMARY, ETC.
Summary, etc. "This book provides the first comprehensive review of credit reporting systems worldwide and documents the rapid growth in the industry. It offers empirical and theoretical evidence of the impact of credit reporting on financial markets, using examples from both developed and developing economies. Credit reporting, it shows, significantly contributes to predicting default risk of potential borrowers, which promotes increased lending activity. The book also covers the role of public policy in the development of credit reporting initiatives, including the role of public credit registries managed by central banks; and the role of legal, regulatory, and institutional factors in supporting credit reporting."--Jacket
546 ## - LANGUAGE NOTE
Language note English.
590 ## - LOCAL NOTE (RLIN)
Local note Added to collection customer.56279.3
650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name as entry element Credit bureaus
Form subdivision Congresses.
9 (RLIN) 302079
650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name as entry element Consumer credit
Form subdivision Congresses.
9 (RLIN) 302080
650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name as entry element Credit bureaus
Form subdivision Directories.
9 (RLIN) 302081
650 #6 - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name as entry element Crédit
General subdivision Agences de renseignements
Form subdivision Congrès.
9 (RLIN) 996239
650 #6 - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name as entry element Crédit à la consommation
Form subdivision Congrès.
9 (RLIN) 996240
650 #6 - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name as entry element Crédit
General subdivision Agences de renseignements
Form subdivision Répertoires.
9 (RLIN) 996241
650 #7 - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name as entry element BUSINESS & ECONOMICS
General subdivision Finance.
Source of heading or term bisacsh
9 (RLIN) 19698
650 #7 - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name as entry element Consumer credit
Source of heading or term fast
9 (RLIN) 302082
650 #7 - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name as entry element Credit bureaus
Source of heading or term fast
9 (RLIN) 179985
650 17 - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name as entry element Kredietwaardigheid.
Source of heading or term gtt
9 (RLIN) 246313
650 17 - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name as entry element Krediet.
Source of heading or term gtt
9 (RLIN) 156601
650 17 - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name as entry element Verslaglegging.
Source of heading or term gtt
9 (RLIN) 302083
650 17 - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name as entry element Financiële informatiesystemen.
Source of heading or term gtt
9 (RLIN) 302084
650 17 - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name as entry element Overheidsbeleid.
Source of heading or term gtt
9 (RLIN) 107093
655 #7 - INDEX TERM--GENRE/FORM
Genre/form data or focus term directories.
Source of term aat
9 (RLIN) 101062
655 #7 - INDEX TERM--GENRE/FORM
Genre/form data or focus term Conference papers and proceedings
Source of term fast
9 (RLIN) 6065
655 #7 - INDEX TERM--GENRE/FORM
Genre/form data or focus term Directories
Source of term fast
9 (RLIN) 101062
655 #7 - INDEX TERM--GENRE/FORM
Genre/form data or focus term Congressen (vorm)
Authority record control number (NL-LeOCL)088142469
Source of term gtt
9 (RLIN) 8970
655 #7 - INDEX TERM--GENRE/FORM
Genre/form data or focus term Directories.
Source of term lcgft
9 (RLIN) 101062
655 #7 - INDEX TERM--GENRE/FORM
Genre/form data or focus term Répertoires.
Source of term rvmgf
9 (RLIN) 996242
700 1# - ADDED ENTRY--PERSONAL NAME
Personal name Miller, Margaret J.,
Dates associated with a name 1963-
-- https://id.oclc.org/worldcat/entity/E39PCjGTXQ7JkFY9jBcGtPjhBP
9 (RLIN) 302085
758 ## -
-- has work:
-- Credit reporting systems and the international economy (Text)
-- https://id.oclc.org/worldcat/entity/E39PCGPhV64CJBTVcBJVGXww83
-- https://id.oclc.org/worldcat/ontology/hasWork
776 08 - ADDITIONAL PHYSICAL FORM ENTRY
Relationship information Print version:
Title Credit reporting systems and the international economy.
Place, publisher, and date of publication Cambridge, Mass. : MIT Press, ©2003
International Standard Book Number 0262134225
Record control number (DLC) 2002026344
-- (OCoLC)50042572
856 40 - ELECTRONIC LOCATION AND ACCESS
Materials specified EBSCOhost
Uniform Resource Identifier <a href="https://search.ebscohost.com/login.aspx?direct=true&scope=site&db=nlebk&db=nlabk&AN=81099">https://search.ebscohost.com/login.aspx?direct=true&scope=site&db=nlebk&db=nlabk&AN=81099</a>
938 ## -
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938 ## -
-- YBP Library Services
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-- 3411184
938 ## -
-- Internet Archive
-- INAR
-- isbn_9780262134224
994 ## -
-- 92
-- N$T
Holdings
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