Effectiveness and Channels of Macroprudential Instruments : Lessons from the Euro Area / By Thierry Tressel and Yuanyan Sophia Zhang.
Material type:
TextSeries: IMF working paper ; WP/16/4.Publisher: [Washington, D.C.] : International Monetary Fund, [2016]Description: 1 online resource (32 pages)Content type: - text
- computer
- online resource
- 1513564374
- 149836036X
- 9781498360364
- 9781513564371
- 332/.45 23/eng/20221209
- HG3810 .I45 2015
- HG3881.5.I58
| Item type | Current library | Collection | Call number | Status | Date due | Barcode | Item holds | |
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eBook
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e-Library | EBSCO Business | Available |
Print version record.
Includes bibliographical references (pages 30-32).
The crisis has highlighted the importance of setting up macro-prudential oversightframeworks, having effective macro-prudential instruments in place to be called upon tomitigate growing financial imbalances as needed. We develop a new approach using the euroarea Bank Lending Survey to assess the effectiveness of macro-prudential policies incontaining credit growth and house price appreciation in mortgage markets. We findinstruments targeting the cost of bank capital most effective in slowing down mortgage creditgrowth, and that the impact is transmitted mainly through price margins, the same b.
Cover -- CONTENTS -- ABSTRACT -- I. INTRODUCTION -- II. LITERATURE -- III. METHODOLOGY AND DATA -- A. Data -- B. Framework -- C. Methodology -- IV. EMPIRICAL RESULTS -- A. The Impact of Shocks to Banks' Balance Sheets on Credit and House Prices -- B. The Impact of Balance Sheet Factors on Price and Non-Price Lending Standard -- C. Interactions Between Monetary Policy and LTV Set by the Banking System -- D. Evidence from Panel VARs -- V. CONCLUSIONS -- VI. REFERENCES -- FIGURES -- 1. The Eurosystem Bank Lending Survey -- 2. Cumulative Net Tightening of LTVs since 2003/1 -- 3. Evolution of Price and non-Price Lending Standard, By Country -- 4. Impulse-Responses of the Panel VAR Analysis -- TABLES -- 1. Pairwise Correlation Among Components of Lending Standards and Credit Demand -- 2. Impact of Balance Sheet Contributions of Lending on Mortgage Loan Growth and on House Price Appreciation -- 3. Impact of Balance Sheet Factors on Price and non-Price Components of Lending Standards for Mortgage -- 4. Impact of Balance Sheet Factors on Price and non-Price Components of Lending Standards for Mortgage -- 5. Lending Standards and Mortgage Loan Growth -- 6. Lending Standards and House Price Appreciation -- 7. Interaction Between Monetary Policy and Lending Standards.
WorldCat record variable field(s) change: 050, 082