Does Prolonged Monetary Policy Easing Increase Financial Vulnerability?
Material type:
TextSeries: IMF Working PapersPublication details: Washington, D.C. : International Monetary Fund, 2017.Description: 1 online resource (32 pages)Content type: - text
- computer
- online resource
- 9781475588880
- 1475588887
- 1018-5941
- 332.46 23
- HG230.3
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Print version record.
Cover; Contents; Abstract; I. Introduction; II. Measures of Prolonged Monetary Policy Easing and Financial Institution Vulnerability; III. The Impact of Own-Country Policy Easing; IV. The Impact of U.S. Policy Easing; V. Robustness and Extensions; VI. Conclusions; References; Tables; 1. Summary Statistics of the Duration Measures of Monetary; 2. Leverage Ratio by Financial Industry; 3. Marginal Impacts of the Duration of Domestic Monetary Easing on Leverage; 4. Marginal Impacts of the Duration of U.S. and Domestic Monetary Easing; 5. Robustness.
6. Alternative Measures of Financial Institution Vulnerability and Nonlinearities:Own Country Duration7. Alternative Measures of Financial Institution Vulnerability and Nonlinearities: U.S. Duration; Figures; 1. Change in the Asset-to-Equity Ratio; 2. Periods of Monetary Policy Easing for the U.S; 3. Estimated Effect of the Duration of Domestic Monetary Policy Easing on Leverage; 4. Estimated Effect of the Duration of U.S. Monetary Policy Easing on Leverage; Appendix; I. Data and Definitions of Variables; Appendix Tables; 1. Definitions and Sources; 2. Main Stock Indicators.
3. Indicators of Monetary Policy.
Using firm-level data for approximately 1,000 bank and nonbank financial institutions in 22 countries over the past 15 years we study the impact of prolonged monetary policy easing on risk-taking behavior. We find that the leverage ratio, as well as other measures of firm-level vulnerability, increases for banks and nonbanks as domestic monetary policy easing persists. Cross-border effects are also notable. We find effects of roughly similar magnitude on foreign financial sector firms when the U.S. eases policy. Results appear robust to a variety of specifications, and to be non-linear, with risk-taking behavior rising most quickly at the onset of monetary policy easing.
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