| 000 | 03916cam a2200685Mu 4500 | ||
|---|---|---|---|
| 001 | ocn870245006 | ||
| 003 | OCoLC | ||
| 005 | 20240829110412.0 | ||
| 006 | m d | ||
| 007 | cr |n||||||||| | ||
| 008 | 140208s2012 dcu o 000 0 eng d | ||
| 040 |
_aEBLCP _beng _epn _cEBLCP _dOCLCQ _dDEBBG _dOCLCO _dOCLCF _dN$T _dVT2 _dYDXCP _dOCLCO |
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| 019 |
_a887371037 _a903698817 |
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| 020 | _a9781475512342 | ||
| 020 | _a1475512341 | ||
| 020 |
_a1475593686 _qelectronic bk. |
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| 020 |
_a9781475593686 _qelectronic bk. |
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| 035 |
_a(OCoLC)870245006 _z(OCoLC)887371037 _z(OCoLC)903698817 |
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| 037 | _b00013468 | ||
| 043 | _aa-ii--- | ||
| 050 | 4 | _aHD61 | |
| 072 | 7 |
_aBUS _x082000 _2bisacsh |
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| 072 | 7 |
_aBUS _x041000 _2bisacsh |
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| 072 | 7 |
_aBUS _x042000 _2bisacsh |
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| 072 | 7 |
_aBUS _x085000 _2bisacsh |
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| 082 | 0 | 4 |
_a658.15/5 _223 |
| 049 | _aTEFA | ||
| 245 | 0 | 0 |
_aBarriers to household risk management _h[electronic resource] / _cShawn Cole...[et al.]. |
| 260 |
_aWashington : _bInternational Monetary Fund, _c2012. |
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| 300 | _a1 online resource (44 pages). | ||
| 336 |
_atext _btxt _2rdacontent |
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| 337 |
_acomputer _bc _2rdamedia |
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| 338 |
_aonline resource _bcr _2rdacarrier |
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| 490 | 1 |
_aIMF working papers ; _vWP/12/195 |
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| 588 | 0 | _aPrint version record. | |
| 505 | 0 | _aCover; Abstract; Contents; I. Introduction; II. Insurance Contract Design and Summary Statistics; A. Product Description; B. Summary Statistics; III. Experimental Design; IV. Experimental Results; A. Andhra Pradesh; B. Gujarat: Video Experiments; C. Gujarat: Flyer Experiments; V. Discussion of Experimental Results; A. Price Relative to Actuarial Value; B. Trust; C. Liquidity Constraints; D. Financial Literacy and Education; E. Framing, Salience and Other Behavioral Factors; VI. Non-Experimental Evidence; A. Correlates of Insurance Purchase; B. Self-Reported Explanations for Non-Purchase. | |
| 505 | 8 | _aVII. Improving Household Risk Management: Tentative Lessons and ConclusionsReferences; VIII. Appendix. | |
| 520 | _aWhy do many households remain exposed to large exogenous sources of non-systematic income risk? We use a series of randomized field experiments in rural India to test the importance of price and non-price factors in the adoption of an innovative rainfall insurance product. Demand is significantly price sensitive, but widespread take-up would not be achieved even if the product offered a payout ratio comparable to U.S. insurance contracts. We present evidence suggesting that lack of trust, liquidity constraints and limited salience are significant non-price frictions that constrain demand. We s. | ||
| 650 | 0 |
_aFinancial risk _zIndia. _9727550 |
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| 650 | 0 |
_aRisk management _zIndia. _9727551 |
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| 650 | 7 |
_aFinancial risk. _2fast _0(OCoLC)fst01739663 _9202127 |
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| 650 | 7 |
_aRisk management. _2fast _0(OCoLC)fst01098164 _92691 |
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| 651 | 7 |
_aIndia. _2fast _0(OCoLC)fst01210276 _9120240 |
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| 650 | 7 |
_aBUSINESS & ECONOMICS / Industrial Management _2bisacsh _9178986 |
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| 650 | 7 |
_aBUSINESS & ECONOMICS / Management _2bisacsh _9178987 |
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| 650 | 7 |
_aBUSINESS & ECONOMICS / Management Science _2bisacsh _9178988 |
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| 650 | 7 |
_aBUSINESS & ECONOMICS / Organizational Behavior _2bisacsh _9178989 |
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| 655 | 4 |
_aElectronic books. _9396 |
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| 700 | 1 |
_aTownsend, Robert M. _9727552 |
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| 700 | 1 |
_aCole, Shawn. _9727553 |
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| 700 | 1 |
_aTobacman, Jeremy. _9727554 |
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| 700 | 1 |
_aGine, Xavier. _9727555 |
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| 700 | 1 |
_aVickery, James Ian. _9727556 |
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| 700 | 1 |
_aTopalova, Petia. _9727557 |
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| 776 | 0 | 8 |
_iPrint version: _aTownsend, Robert M. _tBarriers to Household Risk Management: Evidence from India. _dWashington : International Monetary Fund, ©2012 _z9781475505443 |
| 830 | 0 |
_aIMF working paper (Online) ; _vWP/12/195. _9727558 |
|
| 856 | 4 | 0 |
_3EBSCOhost _uhttps://search.ebscohost.com/login.aspx?direct=true&scope=site&db=nlebk&db=nlabk&AN=568125 |
| 938 |
_aEBSCOhost _bEBSC _n568125 |
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| 994 |
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| 999 |
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